A Step-by-Step Guide to Navigating Storm Damage, Insurance Claims, and Roof Restoration
Overview
Severe storms can wreak havoc on your roof, often causing damage that’s not immediately visible. At Liberty Roofing Pros, we help homeowners navigate the storm restoration and insurance claim process—from inspection to repair or full roof replacement. Here’s what you need to know to protect your home and make the most of your insurance coverage.
1. Common Types of Storm Damage to Roofs 🌧️
Storm damage can happen in many forms, and not all of it is easy to spot from the ground.
Types of Damage We Commonly See:
🌪 Wind Damage – Missing, lifted, or creased shingles.
🌨 Hail Damage – Dents or cracks in shingles or metal panels, loss of protective granules.
🌧 Water Leaks – Flashing failure or underlayment penetration due to driving rain.
🌬 Debris Impact – Branches or other objects that damage roof structure or shingles.
❄️ Ice Dams – Snow melt refreezes and forces water under shingles, leading to leaks.
Even minor damage can lead to big problems if left unaddressed—moisture intrusion, mold, insulation damage, or premature roof failure.
🔗 Learn more about storm repair services here
2. What to Do After a Storm Hits 📋
✅ Step 1: Schedule a Roof Inspection Immediately
Even if damage isn’t obvious, hidden issues may take weeks or months to show.
✅ Step 2: Document the Damage
Take photos of visible damage. Our team will also provide a full report with images and findings.
✅ Step 3: File an Insurance Claim
We’ll guide you through the process and help you submit the correct information.
✅ Step 4: Meet With the Adjuster
We’ll meet the insurance adjuster at your home to ensure a fair and thorough assessment.
✅ Step 5: Review the Scope of Work and Estimate
Once approved, we’ll go over all your material options and ensure you're fully informed.
✅ Step 6: Schedule the Work
We'll complete the job using premium products like Atlas StormMaster Shake, Pinnacle Pristine, ProLam, Premier Metals, and Westlake Royal Roofing Systems.
3. What Does Insurance Typically Cover? 📑
Homeowners insurance generally covers sudden and accidental storm-related damage, but not wear-and-tear or pre-existing issues.
Covered by Most Policies:
✔ Hail and windstorm damage
✔ Tree or debris impact
✔ Ice dam damage (in some cases)
✔ Water leaks caused by storm-damaged roofing
Not Typically Covered:
❌ Old or worn-out roofing materials
❌ Pre-existing damage
❌ Gradual deterioration
Our inspection report clearly documents storm-related damage, increasing your chances of coverage approval.
🔗 Need help filing a claim? Contact us here
4. Why Choose Liberty Roofing Pros for Storm Restoration? 💪
✔ Storm Restoration Experts – We've helped hundreds of homeowners in Western PA.
✔ Certified Installers – We use Atlas and Premier Metals and follow all manufacturer guidelines.
✔ Insurance Claim Support – We assist with documentation, adjuster meetings, and claim negotiations.
✔ Local & Trusted – We’re proud to serve our community with integrity and expertise.
💼 We also offer a $20,000 Directorii Workmanship Guarantee for added peace of mind.
5. Final Thoughts: Act Fast After a Storm ⚠️
Storm damage often goes unnoticed until it's too late. By acting quickly and working with Liberty Roofing Pros, you can:
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Protect your home
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Maximize your insurance benefits
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Avoid further damage and costly repairs
🔹 Need a storm damage inspection or help with a claim? 📞 Contact us today – we’ll handle the process from start to finish!